Home Buyers: How long do you want to call this house "home"?

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Exclusive Buyers Agents recommend that home buyers think about the future when buying a home.

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Many real estate buyers, especially first time buyers, don't realize that when purchasing real estate you don't have to pay ANYTHING to use a buyers agent.

Many buyers beleive they will save money by doing the home searching themselves. In reality, not using a buyers broker will likely lose you money and can make you vulnerable to possible complications in the real estate transaction.

In a typical home buying transaction, sellers pay for a (listing agent), to list and sell their property. In the listing agreement, a commission amount is decided of which a portion, usually 3%, will be used to pay the buyers agent. It is from these funds that a buyers agent gets their commission check. The fidiciuary duty of the listing agent is to represent and protect the seller. Their job is to help the seller net the most money possible for the sell of their house. They have a fiduciary duty to represent the seller and protect them during the real estate transaction.

With the invention of the internet, it is easy for buyers to find Odessa Texas Homes, Homes for Sale in Kennesaw Georgia, or Ormond Beach Florida Real Estate, while buyers can get lots of information about real estate, but the internet can't replace the value of an effective buyers agent.

The role of the buyers agent to find good homes for buyers has changed. The buyer agents main role is to serve as the "key" and provide relevant information about: homes information, area specific information, home value information, and ensure the buyers are getting a good deal and will be protected during the transaction.

Real estate transactions can be trying experiences and invove lots of of money. There is lots of stress involved and things very often go wrong. If a seller has an agent to represent them and negotiate on their behalf, buyers should have this service too.

A buyers agent watches out for the buyer. They help them arrange financing with trusted local mortgage lenders, and help guide them to the best mortgage loans. When a good home is found, buyers agents help the buyers to present solid offers. Good real estate agents know the market and can usually predict the range where the lowest acceptable offer might be. Buyers agents also make sure that all the paperwork is accurate and complete so their clients, the buyers, are protected.

The buyers agent also sets strong but realistic deadlines for inspections, due diligence, and mortgage financing. They then follow up and make sure due diligence is completed in time. When issues arise, good buyers agents help renegotiate the deal to take care of any problems, or to save the buyers earnest money if the buyer does decide to back out. When cancellations happen, your buyers agent will still be there for you, and will endure through the home search, and negotiation over and over until the deal closes.

This is a compilation of 8 good tips for first time home buyers.

1. Keep credit scores high.
This is essential for home buyers to obtain financing. Paying bills reliably should be a priority. Credit balances should be kept low. It also helps if the home buyer pays more than the minimum monthly payment. A buyer can sometimes have negative items taken off their credit report by making a deal with the debt holder.

2. Hoard money.
Down payments, closing costs, and last minute emergency repairs require cold, hard cash. Buyers should begin a routine of saving, it will be an investment in their future. A difference can be made with only a small amount of money put away every week. In order for the buyers to tell where corners can be cut on the monthly budget they will need to itemize their monthly spendings.

3. Become familiar with a buyer's agent.
First time home buyers should research different types of buyer agents. Buyers should find who specializes in working with first time buyers. These agents are very knowledgeable. Buyer's agents inform and direct buyers throughout the course of home buying.

4. Analyze market values.
A buyer's agent can be a good resource in this subject. Having an awareness of average price ranges helps the buyer know if the listing price is close to fair. It also gives the buyer an advantage of recognizing a good deal quickly.

5. Get preapproval.
There are a variety of lenders, rates, grants, and programs for first time home buyers. An offer from a buyer who has been preapproved often holds more merit with the seller than a buyer who has not been preapproved. If the offer has more value, negotiations for a discount on the listing price are more likely to occur.

6. Create a summary of wants, needs, and budget to share with your buyer's agent.
The more information a buyer's agent has, the higher quality home search they can provide. Being prepared with a list of wants and needs saves a lot of time spent on vague viewings. Buyer's agents like buyers who have thought carefully about what they want to buy.

7. Have a basic knowledge of the sales contract.
The amount of information presented at closing time is overwhelming. When buyers are familiar with basic terms like closing, deposit, legal description, home inspection, inclusions, exclusions, home insurance, possession date, acceptance, financial contingency, etc., the closing process can go much more smoothly.

8. Offer it up!
Two of the biggest mistakes most buyers make are:
A. Not walking away from a home if the deal is not exactly what they want.
B. Not making an offer on a home they love.

A buyer's agent has all of the information buyers need to make an offer of a lifetime.

Given many property buyers are finding themselves with limited time and resources, the services of a Buyers’ Agent to assist in the acquisition of a property is becoming more and more popular. While this will save you time and effort, the often asked question is: how do you select the right person for the job? 

Just as you would expect a Selling Agent to represent your interests when selling, a Buyers’ Agent will act with the same level of professionalism in helping the buyer achieve their goals. There are several characteristics that you should look for when selecting a Buyers’ Agent but three key areas - namely communication, expertise and negotiation skills - should be at the top of your list. 

First up, a good Buyers’ Agent should be an excellent communicator. It is important they take as much time as required to fully appreciate your budget, needs and goals, when selecting your next investment property or home, and prepare a written brief of these requirements.. This allows the Buyers’ Agent to have a clear understanding of your expectations so that they can deliver accordingly. Conversely, if your expectations are unrealistic, a good Buyers’ Agent should be able to communicate this effectively and politely and set you on the right path. 

A good Buyers’ Agent should possess the expertise and knowledge in order to conduct specific research that may affect the purchase of the property and any other relevant items that are important to you the buyer. For example, development potential, re-zoning and major planning projects in the property’s locality can significantly impact on its value over time. If schools are important, they should know which schools are in close proximity. 

Demonstrated negotiation ability is also an extremely important skill that a good Buyers’ Agent should have developed. The Buyers’ Agent should be able to negotiate the deal on your behalf with the seller, including negotiating the contract and settlement terms, as well as ensuring you are paying a fair price for the property. 

Buyers’ Agents, as with any professional, will charge a fee for their service which may be fixed or a percentage of the purchase price of the property. In either case you should ensure this is agreed and discussed from the start of the process. 

Remember, sales agents can offer great value and information when purchasing a property, however they are engaged by the seller and are legally obliged to work in the sellers’ best interest. As a Buyer’s Agent is working for the buyer, they really can save you so much time, and ensure that they help you stay true to the kind of property you set out to find. 

To find your nearest Buyer’s Agent in Australia, please contact REIWA.com.au